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Answers To Common Questions About Commercial Vehicle Accidents

Below, we’ve answered some questions you may be asking after being injured in an accident with a commercial vehicle. If you have additional questions, simply contact our firm to schedule a free initial consultation.

What are the most common causes of commercial vehicle accidents?

Commercial vehicle accidents commonly occur due to:

  • Driver fatigue: Long-haul truck drivers spend many hours behind the wheel
  • Distracted driving: Behaviors ranging from using a phone to eating to communicating with navigational tech
  • Improper maintenance of the vehicle: Failing to make regular inspections and repairs, leading to mechanical failures
  • Inexperienced or inadequately trained drivers: Commercial drivers must know how to respond quickly to adverse weather that makes roads slippery or reduces visibility. They must also adapt to heavy traffic.
  • Cargo issues: Overloaded or improperly loaded cargo is hazardous to other drivers and also increases a commercial driver’s risk of a crash.

The list above is far from complete, but it illustrates some of the many hazards common to commercial vehicles.

How is a commercial vehicle accident claim different from a regular car accident claim?

A commercial vehicle accident claim is typically much more complex than a regular car accident claim for several reasons. First, commercial vehicles are often owned by companies, which means multiple parties (the driver, the employer and the vehicle’s manufacturer, etc.) may be considered liable.

Second, there are specific regulations and federal laws governing commercial vehicles, such as those enforced by the Federal Motor Carrier Safety Administration (FMCSA), which can impact the claim. Finally, commercial vehicles typically carry larger insurance policies, which means that insurers are more likely to vigorously contest these claims in court. For these reasons and more, it’s important to work with an attorney who has significant experience litigating commercial vehicle accident claims.

How do I know if I have a valid claim for a commercial vehicle accident?

To determine if you have a valid claim, consider several factors: the severity of your injuries, the circumstances of the accident and whether there is evidence of negligence by the commercial vehicle driver or their employer.

The easiest way to understand the viability of your case is to consult a qualified attorney. They can help you gather and analyze evidence (police reports, witness statements and medical records) and provide clarity on the strength of your claim and the potential compensation you may be entitled to.

How long do I have to file a claim after a commercial vehicle accident?

In Missouri, the statute of limitations for filing a personal injury claim, including those involving commercial vehicle accidents, is generally five years from the date of the accident. In Illinois, the statute of limitations is just two years in most cases.

Regardless of which state you are in, it is advisable to take action as soon as possible to preserve evidence and gather witness testimony. Waiting too long can jeopardize your ability to recover compensation.

Who can be held liable for a commercial vehicle accident?

Several parties may be held liable in a commercial vehicle accident, depending on the circumstances. The driver may be responsible if they were negligent or violated traffic laws. The employer might be liable if they failed to properly train the driver or maintain the vehicle. In some cases, the manufacturer of the vehicle or its parts could be held accountable if a defect contributed to the accident. Additionally, other third parties, such as contractors or loading companies, might share liability if their actions played a role in causing the accident.

What types of compensation can I seek after a commercial vehicle accident?

After a commercial vehicle accident, you may be eligible for various types of compensation, including:

  • Medical expenses for current and future treatment
  • Lost wages if you are unable to work
  • Pain and suffering for the physical and emotional distress caused by the accident

An attorney can help you understand the full range of compensation you might pursue based on your specific situation.

Reach Out Today To Schedule Your Free Consultation

From our office in St. Louis, Raboin Law serves clients throughout Missouri and Illinois. To take advantage of a free initial consultation, call us at 844-633-2322 or reach out online.